The Guyana Bank for Trade and Industry (GBTI) continues to promote savings, and believes that an early start to good saving habits could influence a good lifestyle.Every year, the GBTI awards three customers from its Early Savers Account Club in a bid to encourage them and others to continue practising good habits in regard to saving.The winners are selected from new and active customers depositing $1000 or more annually. Two-year-old Nathan Budnie of Tabatinga, Central Rupununi; Kavita Rohan, of Canal Number Two, West Bank Demerara, and Jaden PersaudNathan Budnie receiving his prize from GBTI Staff Aruna Hari in the presence of his mother, Miriam Sabaof Kitty, Georgetown are the bank’s 2018 Early Savers Winners.Budnie won a tricycle, while the other two winners received tablets.The GBTI Early Savers Club has many benefits for members. Their savings account starts with a minimum balance of $1,000 and has an attractive interest rate.Every year, the bank recognises eligible members who have successfully completed the National Grade Six Assessment and submitted an entry for the Bursary Award. As a club member, family and friends can also purchase GBTI’s gift certificates without additional transaction charges.In addition, parents of Early Savers Club members can enjoy a 0.50% reduction in loan rates to purchase educational items and pay school and tuition fees.An early saver is gifted a free ATM card on their 12th birthday, pays no ATM transaction charges, and can withdraw up to $15,000 per day. Special discount packages at several local merchants also form part of the package benefits.Additionally, every year, the GBTI organises a one week summer programme for Early Savers Club Members.