Winter brings delicious comforts and exhilarating pleasures to Vermont. There’s no better way to celebrate the season than a well-planned visit to the Green Mountain State, using the Vermont Chamber 2003 Vermont Winter Guide and the Ski Vermont Map.The dynamic combination of the Guide and the Map points the way to Vermont’s hot spots, on and off the slopes. A variety of visitors will find the Guide invaluable, to learn where to feel the freedom of Vermont’s most thrilling trails, the best places to shop for everything from treats to antiques, and to locate the spas services winter bodies crave.The Vermont Winter Guide will help visitors dream, then help them take care of reality, knowing what to expect from the lodging they choose. At the end of the day, there’s nothing like slipping into an outdoor hot tub while relaxing at a Vermont country inn, legendary for hometown charm and hospitality. The listings in the Vermont Winter Guide will help you find your B & B, country inn, resort, or hotel; the Ski Vermont Map will bring you there.The Resources Section of the Winter Guide presents a portable library that will fit in any suitcase: Alpine and Nordic ski areas; snowmobiling, snowshoeing, dog sledding and ice fishing; maple sugarhouses, museums, and galleries; the Vermont Chamber Top Ten Winter Events, and more. Over highways and back roads, to resorts and beyond, choose entertainment from the Winter Guide to tickle any visitor’s fancy, then turn to the Ski Vermont Map to find the way.The 2003 Vermont Winter Guide, the Ski Vermont Map, and other Vermont information is available free of charge at 1-800-VERMONT or (802) 223-3443, or order information online free of charge from the Vermont Chamber website, www.vtchamber.com(link is external). The Guide tourism listings and editorial are also available on the Vermont Chamber’s website at www.vtchamber.com(link is external).
REIQ CEO Antonia Mercorella Joint tenants v tenants in common If done right, co-purchasing a property can open up several opportunities, including the opportunity to buy in a more desirable suburb due to a combined borrowing power, to save the 20 per cent deposit faster and without as much personal sacrifice and to share the household expenses. On the market for $418,000, this property at 250 High St, Gulliver, in Townsville, has two cottages, ideal for dual living.But Ms Mercorella said it can be a legal minefield if things go wrong. “Even though on day one all parties may have commonly shared objectives, things can and do change. For this reason, a co-ownership agreement is a must,” she said. “This type of agreement outlines the rights and obligations of each party with a share in the property. If a dispute or an unplanned situation arises, it can be a godsend, saving you from costly legal bills and unnecessary heartache and stress.” Co-ownership agreements should be prepared by a solicitor taking into account the individual needs and wants of the parties, according to the REIQ.“If you go in with your eyes wide open, co-ownership can be a great option for those who can’t get into the market individually,” Ms Mercorella said. “Just remember to choose your co-purchaser carefully, and always seek legal advice.” Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:06Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:06 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. 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This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHelp with buying your first home 01:07Although most people aspire to own their own home, the great Australian dream may be out of reach for some. But if you’re prepared to team up with a close friend, colleague, relative or partner, co-ownership could be one way to get your foot on the property ladder.And plenty of savvy sellers are pitching properties designed for “dual living”.Real Estate Institute of Queensland CEO Antonia Mercorella talks about co-ownership and how to overcome the risks, warning it is essential to get legal advice before taking the plunge. MORE NEWS: How to decipher Tinder-style property listings When buying a property with other people, you’ll need to determine the right ownership structure – there are two main options, joint tenants and tenants in common. “There are important differences between these ownership options and legal advice should be sought before determining the best way forward,” Ms Mercorella said. “Joint tenancy is most commonly used by couples and people in longer term relationships.“Under this form of ownership, all joint tenants have equal ownership and interest in the property. “A right of survivorship also attaches to this form of ownership meaning that if one of the joint tenants die, the property will automatically pass to the surviving joint tenant, irrespective of any provisions in the will of the deceased.”Tenancy in common differs in that each person owns their own share of the property in equal or differing sizes, so it’s a good option if you’re purchasing with someone other than your spouse, or if you and your partner have children from a previous relationship to whom you wish to leave your assets in your will. “For example, if party A and B have each contributed $250,000 to the price of the property but party C has contributed $500,000, then parties A and B would each own a 25 per cent share and party C would own a 50 per cent share,” Ms Mercorella said. This house at 17 Edmondstone St in Newmarket was snapped up within days. The current owners live downstairs and upstairs is currently rented for $515 a week.More from newsParks and wildlife the new lust-haves post coronavirus11 hours agoNoosa’s best beachfront penthouse is about to hit the market11 hours ago The benefits of co-purchasing What NOT to do when it comes time to sell Fees, stamp duty up to $100k ‘absurd’: McGrath Report
Los Angeles just needs a win to stay in the wild card race at this point, because a 9-7 finish won’t cut it to make the tournament for a second consecutive season.Here’s everything to know about betting on Chiefs vs. Chargers in Week 11, including updated odds, trends and our expert’s prediction for “Monday Night Football.”MORE: Get the latest NFL odds & betting advice at Sportsbook ReviewChiefs vs. Chargers odds for ‘Monday Night Football’Spread: Chiefs by 5Point total: 53.5Odds: Chiefs -103, Chargers -107The Chiefs opened as 3.5-point favorites, but there was too much action on their side despite them losing to the Titans last week. The Chargers are coming off a road prime-time loss to the Raiders two Thursday nights ago.Chiefs vs. Chargers all-time seriesThe Chiefs hold a slim lead over their long-time rivals, 61-56-1. They lost the previous meeting at home last December, but they had won nine consecutive games in the series before that. The last home win for the Chargers in the series came in December 2013.Three trends to know— 62 percent of spread bettors like the Chiefs to win by a touchdown or more, but moneyline bettors are split 50-50 on the teams.— Only 52 percent of over/under betters like the point total to go over the high number.— The Chiefs are 5-5 against the spread this season. The total has gone over in 7 of their 10 games. The total has gone under in 7 of the Chargers’ 10 games.Three things to watchPatrick Mahomes healthyMahomes did all he could do to help the Chiefs beat the Titans, throwing for 446 yards and 3 TDs in his first game back from his knee injury. But the Chiefs’ run and end-game defense was terrible, leading to the last-gasp loss. He will need to be on point against a Chargers’ team whose strength is the edge pass rush and cornerback.Melvin and AustinThe Chiefs cannot stop the run. They also can’t cover backs in the passing game. Melvin Gordon and Austin Ekeler have been the lifeblood of the Chargers’ offense since the offensive coordinator change to Shane Steichen. The Chargers need to execute an excellent, effective ball-control game plan with Philip Rivers struggling.Andy vs. AnthonyAndy Reid and Anthony Lynn have struggled to put together winning game plans consistently this year after their Chiefs and Chargers both went 12-4 last season. This game will likely come down to which team finishes with the better offensive play-calling in the fourth quarter. Stat that mattersAzteca Stadium, the venue for the game, sits at an altitude of 7,200 feet. The teams are used to playing in Denver, which sits a Mile High above sea level at 5,280 feet. That should favor the team with better conditioning, better athletes and better depth, which overall is the Chiefs.Chiefs vs. Chargers predictionThe Chargers can make things interesting with their rushing offense and pass defense which lead to a ball-control attack that also limits the big plays for Mahomes and his receivers when he’s on the field. But it’s hard to trust Rivers in a big game against a team with an underrated pass rush and secondary. The Chiefs finish a few more drives in grinding fashion and win the turnover battle to win the game.Chiefs 34, Chargers 27 When the Chiefs (6-4) face the Chargers (4-6) in an AFC West matchup in Mexico City on ” Monday Night Football ” (8:15 p.m. ET, ESPN) to close the Week 11 NFL schedule, there are major playoff implications for both teams. With a win, Kansas City would stay a half-game ahead of Indianapolis for the conference’s No. 3 playoff seed behind New England and Baltimore. With a loss, Kansas City drops down to No. 8, with Oakland taking the division lead and Houston holding the last wild card because of a head-to-head tiebreaker.